let them learn early
and smart
– 9 stories across ~6,000 words
– 20+ illustrations over 36 color pages
– Conceptualized & ideated by Kunjal Shah
– Written & Illustrated by Janhvi Langde
– Suitable for Children of Age 8-14 Years
– ISBN 9789353965419
About
The
Book
The way children learn is very different. What the present generation has learned in the ’30s or ’40s, would be a good idea for the next generation to start learning early. Bothering young kids with money pressure at an early age? No, this is just to playfully get them to learn the basic money concepts.
Here are 9 interesting stories to teach children about saving, emergencies, inflation, needs vs wants, delayed gratification, pay yourself first, budgeting, banking magic of compounding, financial freedom & diversification, Please see the sample chapter below.
Each story has a different set of characters. The money lessons are skillfully included so it comes across naturally. The concepts and ideas have been picked up based on our experience of several years of teaching kids about money, conducting several financial wellness sessions, and actually managing personal finances for many families.
This self-published book is available on Amazon, both in Physical Print as well as Kindle Version. For a limited time, the book is also available as a part of the Kindle Unlimited Program.
Once upon a time, Robin & Riya were growing up fast in their teens. Their parents mostly supported everything they wished. Robin & Riya thought that unlimited money would be available in the ATM.
One day, their parents bought this book ‘Money Masters – Stories to make your kids’ money smart’ to help Robin & Riya appreciate the value of money.
Because of that, Robin & Riya learned money concepts like saving, emergencies, inflation, needs vs wants, delayed gratification, pay yourself first, budgeting, banking magic of compounding, financial freedom & diversification.
Because of that, Robin & Riya became money-prudent children. They controlled their discretionary spending, started saving from their pocket money & best used their budgets. Now, they became goal-focused.
Until Robin & Riya became money smart, their parents wondered why they had waited so long to get this book?
ONCE
UPON
A TIME
What’s inside
Dev learns to save
Emergency Corpus
Akash goes shopping
Need Vs Wants
Money earns money
Financial Freedom
Train to diversify
Don’t keep all your eggs in one basket
Changing times
Inflation
Neha's trip to japan
Pay yourself first
Month end
Budgeting
Money Tree
Magic of Compounding
Palak's Piggy Bank
Banking
Story 1: Dev Learns to Save
On a lazy afternoon, Dev asked his elder sister Anika to teach him cycling. “Please Didi, all my friends know how to ride a bicycle. Papa and Mummy never have time to teach me. Please!” begged Dev.
Anika had just finished her homework, so she agreed. Both of them took her cycle and went out.
For an hour both of them enjoyed themselves. Soon enough, Dev was able to cycle alone without Anika’s help.
“See how fast I can go! Whee!” exclaimed Dev.
Suddenly, the cycle turned, and Dev went crashing down with it. Anika rushed to him, but luckily, he was not hurt.
Anika examined the bicycle and found that a nail on the road had punctured the tyre. “Sorry Didi, I didn’t mean to do that,” said Dev tearfully.
“It was not your fault, Dev. Are you sure you are fine?” she asked.
Dev nodded and said, “Yes, Didi. I didn’t even get a scratch. But what should we do now? How will we go back?” Dev asked as they had traveled quite far from home.
“Don’t worry Dev,” said Anika. “There is a cycle repairing shop close by. We will go there and get the cycle fixed.”
“But Papa isn’t with us! How will we pay for it?” asked Dev.
Anika smiled at him and started walking towards the shop as she replied, “I always have some money with me for emergencies. You never know when you might need it. Before I left, I had kept some of it in my pocket.”
Dev was impressed with his sister. “But from where did you get the money?” he asked.
Anika said, “Remember when Grandma had given us some money when she visited us last month?”
“Yes! I bought so many chocolates. I even bought a new tennis ball!” replied Dev.
“While you spent all your money in one day, I saved half of my money. A part of the savings I kept for emergencies like these and the remaining money I spent on buying new pens for school.”
“The emergency money is a very useful idea. I will also keep aside some money for emergencies now,” remarked Dev.
By this time, they had reached the bicycle shop. Dev said, “Now that I have learned cycling, I want my own cycle. But Mummy and Papa said no more gifts till my next birthday, and I had my birthday last month only!”
“Why don’t you save money like me?” suggested Anika.
“What do you mean?” asked Dev curiously.
“Savings help you in collecting money for bigger and better things later on. You want a cycle, so whenever you get money from anyone, you keep aside some of it. Soon, you’ll have enough to buy a brand-new bicycle. I have been saving Rs. 300 per month. By next month I’ll have enough for a new tennis racket,” she continued.
Dev asked, “So then how much money should I save for a bicycle?”
Anika thought about it for a moment and then asked the shopkeeper, “Bhaiya, how much does a new cycle cost?”
“You get a new cycle for around Rs. 2000,” he replied.
“But my pocket money is only Rs. 500!” cried Dev.
“Just start saving Rs. 250 per month. In 8 months, you will have the cycle you want. It will still be before your birthday! The more you save, the earlier you will be able to buy it. Plus, you will still have Rs. 250 for spending per month,” said Anika as she paid for the repaired cycle.
“That is a fantastic idea! said Dev. “Come fast, Didi. Let’s go home. I want to start saving for my cycle and the emergency fund now!”
Stories
Words
Why did we all learn the subject of Money so late in our life? The schools even today do not have the right syllabus to include prudent money habits. Why should our next generation get smarter on personal finance? On one of the most important aspect of their life?
And this book can help!
About the authorS
Kunjal Shah
Kunjal Shah is a Law Graduate. She has extensive understanding of personal finance domain & helps families and youngsters to learn money matters. She has been trained by international faculty in public speaking.
She has been engaged by various corporates in India and internationally, for financial wellness initiatives for employees, adults, youngsters and children. She has created her own unique program using gamification techniques to help children to learn concepts of money at an early age.
Janhvi Langde
Janhvi Langde is a BMM student at St. Xavier’s College, Mumbai. She studied commerce in junior college at R. A. Podar College of Commerce and Economics. As she learned the basics of those subjects, she realized the importance of understanding financial concepts and how they are shrouded in mystery for most people.
While interning at Getting You Rich, she got the opportunity to write short stories for children on these topics. Being an avid reader since childhood, she knew that stories read at a young age can have great impact and help raise a financially literate generation. With this book, she hopes to simplify finance and spread her love for knowledge and the written word.